What is PMI?
Photo by Gino Crescoli via Pixabay Private Mortgage Insurance (PMI) may be a common term in home buying, but not every home buyer understands exactly what it will mean for their finances. This short guide will give you the basics, so there are fewer surprises down the line. What Is PMI? PMI is a type of insurance that lenders
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How your Landscaping can Help with Efficiency
Image by Tom from Shutterstock Energy efficiency isn’t just for the inside of your home. What you plant outside can affect the bottom line inside. Choosing the right trees, grasses, and shrubs can help. Location, location, location Well placed trees can help to reduce your heating and cooling bills. Trees can keep your home cooler in the summer and
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Reflections on the Real Estate Market in 2019
Getting perspective on the past year’s trends helps us see how the future will unfold. Here are a few of the key developments the real estate market experienced in 2019. Interest rates were low, so money was cheap. While experts predicted a rise in interest rates last year, we saw drops below 4%. These low rates are expected to
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What Effect Do World Events Have on the U.S. Housing Market?
There’s quite a bit going on in the world right now—impeachment hearings, Brexit, tensions with Iran, trade issues with China and, more recently, the coronavirus. If you’re thinking of buying or selling a home this year, you may be wondering what effect, if any, these domestic and global events can have on real estate. Here are a couple to consider:
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How to Approach a Bidding War
Image by Amy Hirschi from Unsplash Situations arise where prospective buyers find themselves in a bidding war with another buyer over the house they desire. Circumstances like this occur in a seller’s market where the demand for property is higher than the market can provide. It’s not uncommon to see multiple buyers vying over the same property in a
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Are You Ready to Hire a Home Inspector?
If a seller accepts your offer to purchase his or her residence, it now may be time to schedule a house inspection. And if you have an expert home inspector at your side, you can get the information you need to determine whether to proceed with a house purchase. Ultimately, there are several factors to consider as you evaluate a
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